‘Cybercash’ as many like to call it, may become the new norm in the future of how we process our daily transactions. Is digital currency a fantasy of cyberlibertarians and tech-anarchists, or is it something needed in the current state of payment methods?

The power of cash

The first known form of currency dates back more than 5,000 years to Mesopotamia. Since then, not much has changed. The discovering era of precious metals such as copper or silver led to the push for coins. The characteristics of coins persisted until now. Cash is viewed as valuable by society, fully accessible by individuals, exchangeable for…


Let’s be honest — 2020 was a tough year that most of us will not easily forget. Since we are all truly exhausted from the impact of the never-ending negative news, let’s focus on the positive events that await us in 2021.

Dubai Expo

The first World Expo took place in London nearly 170 years ago during the industrialisation period. The topic: ‘Industry of all Nations’ suggests that the central idea of it was to celebrate the advancements in industrial technology, design and education. Since then, every five years the expo moves to a different city.

The Dubai Expo was scheduled to…


On the 6th of November 2020, the Council of European Union published a resolution on Encryption. The leaked document, that follows after the terrorist attacks in Vienna and Nice, sparked a lot of debate in terms of online security. Should we be worried about our online privacy, or should we embrace such steps in order to prevent future terrorist attacks?

The document

The document got leaked by the Austrian press ORF. Due to the unfortunate events of 2nd November, a report linking the ban of end-to-end encryption and the terrorist attack received a lot of sensation. The reality of the document is…


The world is slowly on a road to a cashless society. The debit card since the 70s, online banking since the 90s, and mobile payments since 2014. Are we prepared to refrain from the precious paper?

Fewer branches save money

The traditional banks, for instance, HSBC, BPN Paribas, Barclays, UniCredit, and many more are getting challenged by their young and more innovative peers. Digital banks that usually fully operate online are drawing the mass attention of clients and venture capitalists. Teenagers and young professionals are the primary targets of such businesses.

It is not only the features like free money transfer to other currencies…


What if I tell you an incredible story? A story about how people lost billions, how Wall Street profited from fraud and how nobody is talking about it.

Chinese momentum

After the 2008 financial crisis, many hedge funds managers decided to quit. During the first nine months of 2008, around 700 funds were shut down. The story of a company called Geoinvesting is rather different. Unlike others, they decided to make their money back. The scepticism for Western markets was evident and in the short-term, it was implausible to invest in the US with skyrocketing profits. Yet, there was this new, exploding…


Lebanon, once an emerging Middle Eastern market, struggles to recover after the fatal explosion in Beirut on August 4th. The event that quickly circulated on all of the social media is the last straw for Lebanon as its economic downfall started way sooner.

Dubai of the Middle East

I assume that you have come across the viral picture comparing Dubai now versus then. Beirut, the capital of Lebanon, was the Dubai of the Middle East even before. After the 1920s, France took over the administration of Lebanon, together with today’s Syria under the mandate of the League of Nations. Lebanon became independent 20 years later…

Samuel Vandak

Computer Science student at University College London. I am interested in fintech, geopolitics and emerging markets in the Middle East and Asia.

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